Wealth Planning

Our planning process is comprehensive addressing a wide range of areas in your life such as:

Life and Goal Planning

• Financial Independence
• Retirement
• Major Purchases
• Big Events
• Legacy

Cash Flow and Tax Planning

• Income and Expense Analysis
• Debt Analysis
• Social Security Planning
• Distribution and Spending

Education Planning

• Private Education Planning
• College Planning
• Graduate School Planning
• Continued Education Planning

Risk Management (Insurance)

• Life, Disability, and Health Insurance
• Property and Casualty
• Long-Term Care
• General Liability

Asset Protection

• protect your assets from future creditors, divorce, lawsuits or judgments
• reduce threats due to negligence, vehicle accidents, contract disputes, and more

Estate and Charitable

• Wills and Trusts
• Philanthropy
• Multi-Generational
• Business Planning

Let's Talk

Our Planning Process Steps

• 1 Start with the Basics

  Collect your financial information and history.

  This is a phone call with our Financial Planning Assistant to gather much of the information and data to start building your plan. Areas to explore deeper or requiring more discussion are identified.

• 2 Risk Profiling

  Complete a risk questionnaire to help understand your risk profile.

  We will ask that you complete a 25 question risk questionnaire so that we can establish a foundation for understanding you and your investments. If applicable, we will ask your spouse or other interested parties to do the same.

• 3 Get to Know You

  Who are you? What are your long-term goals, dreams and aspirations?

  A meeting with Mark Patton to get to know you, review the information previously gathered, and learn about your long-term goals and dreams.

• 4 Understand Your Situation

  Uncover gaps and opportunities in your current situation.

  This is analysis done by Patton to identify both gaps and opportunities based on the information we gathered and your long-term goals and dreams to start forming your plan.

• 5 Portfolio Analysis & Construction

  Analyze your current portfolio and build our recommended allocation.

  Patton conducts in-depth analysis of your existing investments using multiple tools, including proprietary software, to understand your portfolio's current risk profile, cost structure, and consistency with your risk tolerance. We will then build a custom Super-Diversified Portfolio that is consistent with your risk profile, needs, and goals that will be used in the building your financial plan.

• 6 Model Outcomes

  Explore and evaluate scenarios aligned to your long-term priorities.

  Using the data gathered from you, understanding your goals and dreams, combined with our analysis, we can then test and model various scenarios.

• 7 Create Your Plan

  Develop a comprehensive plan unique to you

• 8 Present Your Plan

  Propose your plan and adjust as needed.

  We will present your custom financial plan explaining our assumptions and analysis and highlight all of the areas most important to you. Adjustments to the plan may be identified during this conversation that we will incorporate into a final revised plan.

• 9 Implementation

  Implement your plan including coordinating with other professionals as needed.

  At your discretion, we will identify the steps required to implement your plan and proceed. This may include us preparing paperwork for new investment accounts, facilitating transfers, and referring you to and coordinating the implementation of your plan with the various professionals as needed such as your CPA, attorney, and insurance expert.

• 10 Our Ongoing Service

  Execute a robust service model delivering you a hassle-free experience.

  We will do everything needed to maintain your plan including portfolio rebalancing, provide clear and robust reporting, conduct periodic reviews, and coordinate with your other professional advisors as needed.

• 11 Stay Engaged

  Measure progress and make adjustments during our regular check-ins.

  Periodically meet to review the progress of your plan and to make adjustments if and when your circumstances change.

• 12 Advice & Education

  Providing ongoing advice and education to help you understand how your actions will impact your goals and plan.

  We offer ongoing educational opportunities including regular blogs, live investor workshops, and video education. We will provide ongoing advice regarding your investments and various financial decisions to help you understand how these things will impact your long-term goals and plan.

Benefits of a Financial Plan

• Have a roadmap to meet your life goals
• Provides a framework for making major financial decisions
• Gets you, your spouse, and/or others on the same path
• Aggregates all of your financial complexities in one plan
• Is a platform to test scenarios (Can we...? Should we...? What's the impact of...?)
• Uncovers opportunities and ignored needs
• Identify potential risks
• Insures your investments are aligned with your risk tolerance
• It's the responsible thing to do like getting a physical and getting your teeth cleaned
• See the impact of superior long-term returns

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Your Questions